Financial Advice

For people considering taking advice, it can be a daunting process. I am happy to answer any initial questions by phone or email, without any conditions, commitment or cost. I am also aware that every client’s position is unique and no two solutions might ever be the same.
I can bring together a wealth of experience and technical expertise covering all areas of advice from basic insurance to complex tax saving and mitigation schemes. Whatever the advice is needed for, I’ll make sure you understand the solutions and also be there in the future to support you as well if you need me to.

Life & Critical Illness Insurance

Critical illness cover is a type of life insurance policy that offers protection in the event of a serious illness or injury. If a policyholder suffers from a specific illness or injury, a pay-out is made by an insurance provider in the form of a lump-sum, which can be tax-free.
01 Do you need life insurance? With Covid-19 about, can you get it?
02 Covid-19, are you covered?
03 If you have insurance and the worst happens, do you know what you're covered for?
04 Critical illness will provide you and your family with financial help if you develop a serious health issue.

Writing A Will

Writing a Will is the only way to ensure your wishes are upheld after you’ve gone. It’s very easy to put it off, but if you want to protect the interests of your loved and control what happens to your assets, you need to write a will. A Will also guides those who are left behind and saves worry and heartache at a time of great emotional stress. Additionally, a Will is usually the first step to take in structuring your affairs in order to minimize your liability for Inheritance Tax.

Lasting Powers of Attorney

Thinking and talking about what would happen if our faculties deserted us is uncomfortable. Yet it’s important to consider how much worse the situation would be if you had a stroke, serious accident, or dementia (eg, Alzheimer’s) without sorting it first.
If someone has difficulties that mean they can’t make decisions anymore, they will need help managing their finances. A Lasting Power of Attorney (LPA) is a legal document where someone (while they still have mental capacity) nominates a trusted friend or relative to look after their affairs if they lost capacity. The key point to remember …
Don’t think you suddenly give up control. You can choose whether it can be used either before, or only when, you lose mental capacity.

Contact Us

Telephone: 01227 731 997
Mobile: 07931 856 251

Do you have questions about how we can help your company?
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